Payouts overview

Payouts are initiated through the transfer API and completed asynchronously, through provider processing and transfer webhooks.

Main endpoint

POST https://api-v3.reeple.ai/transfer

Currency	Supported	Notes
`NGN`	Yes	Local payout flow
`USD`	Yes	Requires beneficiary and routing data appropriate for USD payouts
`EUR`	Yes	Requires beneficiary and bank details appropriate for EUR payouts
`GBP`	Yes	Requires beneficiary and bank details appropriate for GBP payouts
`CAD`	Yes	Supports CAD payout processing, including Interac-specific handling where required
`AUD`	Yes	Supported with currency-specific beneficiary fields

Requirement	Applies	Notes
Business must be enabled for the payout currency	Yes	Currency permissions are enforced internally
Wallet balance must cover amount and fees	Yes	Payouts fail if balance is insufficient
Beneficiary data must be valid for the selected rail	Yes	Required fields differ by currency
Customer KYC may be required	Conditional	API payouts use customer KYC checks where the flow is customer-linked
Source of funds may be requested	Conditional	Pending transactions can require source-of-funds submission before approval — see Submit source of funds