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Payouts are initiated through the transfer API and completed asynchronously, through provider processing and transfer webhooks.

Main endpoint

POST https://api-v3.reeple.ai/transfer
See Initiate payout.

Currency support

CurrencySupportedNotes
NGNYesLocal payout flow
USDYesRequires beneficiary and routing data appropriate for USD payouts
EURYesRequires beneficiary and bank details appropriate for EUR payouts
GBPYesRequires beneficiary and bank details appropriate for GBP payouts
CADYesSupports CAD payout processing, including Interac-specific handling where required
AUDYesSupported with currency-specific beneficiary fields

KYC and AML requirements

RequirementAppliesNotes
Business must be enabled for the payout currencyYesCurrency permissions are enforced internally
Wallet balance must cover amount and feesYesPayouts fail if balance is insufficient
Beneficiary data must be valid for the selected railYesRequired fields differ by currency
Customer KYC may be requiredConditionalAPI payouts use customer KYC checks where the flow is customer-linked
Source of funds may be requestedConditionalPending transactions can require source-of-funds submission before approval — see Submit source of funds