> ## Documentation Index
> Fetch the complete documentation index at: https://docs.reeple.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts overview

> Payout capabilities, supported currencies, and operational requirements

Payouts are initiated through the transfer API and completed asynchronously, through provider processing and transfer webhooks.

## Main endpoint

```
POST https://api-v3.reeple.ai/transfer
```

See [Initiate payout](/api-reference/payouts/initiate-payout).

## Currency support

| Currency | Supported | Notes                                                                              |
| -------- | --------- | ---------------------------------------------------------------------------------- |
| `NGN`    | Yes       | Local payout flow                                                                  |
| `USD`    | Yes       | Requires beneficiary and routing data appropriate for USD payouts                  |
| `EUR`    | Yes       | Requires beneficiary and bank details appropriate for EUR payouts                  |
| `GBP`    | Yes       | Requires beneficiary and bank details appropriate for GBP payouts                  |
| `CAD`    | Yes       | Supports CAD payout processing, including Interac-specific handling where required |
| `AUD`    | Yes       | Supported with currency-specific beneficiary fields                                |

## KYC and AML requirements

| Requirement                                          | Applies     | Notes                                                                                                                                                        |
| ---------------------------------------------------- | ----------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| Business must be enabled for the payout currency     | Yes         | Currency permissions are enforced internally                                                                                                                 |
| Wallet balance must cover amount and fees            | Yes         | Payouts fail if balance is insufficient                                                                                                                      |
| Beneficiary data must be valid for the selected rail | Yes         | Required fields differ by currency                                                                                                                           |
| Customer KYC may be required                         | Conditional | API payouts use customer KYC checks where the flow is customer-linked                                                                                        |
| Source of funds may be requested                     | Conditional | Pending transactions can require source-of-funds submission before approval — see [Submit source of funds](/api-reference/compliance/submit-source-of-funds) |